Chapter 7 Bankruptcy

Experienced Texas Attorneys Making Chapter 7 Possible

We can help you. Contact our Tomball law office at 281-351-7897 or our office in The Woodlands at 281-602-1902 today. Our Conroe clients can reach us at 936-271-2671.

The complexity of the new bankruptcy laws requires an attorney to take an active and detail-oriented role in the filing process. At the law office of Bolton & Bolton P.C., in Tomball and The Woodlands, Texas, we provide the experience and knowledge to help you achieve debt relief through a Chapter 7 bankruptcy.

Chapter 7 Bankruptcy Is Still Possible

Clients come to the law office of Bolton & Bolton P.C. stressed and anxious over their financial situation or operating under an assumption that they will not qualify. They leave with a feeling of relief. Our job is to not only represent you in the Chapter 7 bankruptcy filing, but to also educate on you on the process. The laws enacted in October of 2005 made filing a Chapter 7 bankruptcy more complicated, but at Bolton & Bolton, PC, we have the knowledge and experience to guide you through these complexities and assist you in shedding burdensome debt.

Qualifying for a Chapter 7 Bankruptcy

Many people are able to easily qualify for a Chapter 7 bankruptcy. However, if your income is above the median Texas income for your household, qualifying for Chapter 7 requires you to take an income means test. If you qualify, we move forward on your bankruptcy. Even if you do not qualify, Chapter 13 Bankruptcy, which focuses more on debt reorganization, may be another possibility.

Your Options in Chapter 7 and Chapter 13 Bankruptcies

The goal of Chapter 7 bankruptcy is to discharge your unsecured debts. Mortgages and car loans cannot be discharged if you keep the collateral. If your goal is to maintain ownership of your house or car, and you are unable to bring yourself current on these debts before filing, then you may want to consider Chapter 13. That type of debt reorganization will stop repossession and foreclosure actions.

Contact Us

To get more information or to schedule an appointment with an experienced lawyer regarding Chapter 7 bankruptcy liquidation, please contact us in Tomball at 281-351-7897 or at our office in The Woodlands at 281-602-1902. Our Conroe clients can reach us at 936-271-2671.