Experienced Texas Attorneys Making Chapter 7 Possible

We can help you. Contact our offices in Huntsville and The Woodlands at 936-435-1908.  Sugar Land or Stafford residents may call 281-723-2791.

The complexity of the new bankruptcy laws requires an attorney to take an active and detail-oriented role in the filing process. At the law office of Andrew J. Bolton, Esq., in Huntsville, Conroe, The Woodlands, and Sugar Land, Texas, we provide the experience and knowledge to help you achieve debt relief through a Chapter 7 bankruptcy.

Chapter 7 Bankruptcy Is Still Possible

Clients come to the law office of Andrew J. Bolton, Esq., stressed and anxious over their financial situation or operating under an assumption that they will not qualify. They leave with a feeling of relief. Our job is to not only represent you in the filing, but to also educate on you on the process. The laws enacted in October of 2005 made filing more complicated, but with Andrew J. Bolton, Esq., we have the knowledge and experience to guide you through these complexities and assist you in shedding burdensome debt.

Qualifying for a Chapter 7 Bankruptcy

Many people are able to easily qualify for a Chapter 7 bankruptcy. However, if your income is above the median Texas income for your household, qualifying requires you to take an income means test. If you qualify, we move forward on your bankruptcy. Even if you do not qualify, Chapter 13 Bankruptcy, which focuses more on debt reorganization, may be another possibility.

Your Options in Chapter 7 and Chapter 13 Bankruptcies

The goal of Chapter 7 bankruptcy is to discharge your unsecured debts. Mortgages and car loans cannot be discharged if you keep the collateral. If your goal is to maintain ownership of your house or car, and you are unable to bring yourself current on these debts before filing, then you may want to consider Chapter 13. That type of debt reorganization will stop repossession and foreclosure actions.

Contact Us

To get more information or to schedule an appointment with an experienced lawyer, please contact us in Huntsville and The Woodlands at 936-435-1908.  Sugar Land and Stafford residents may call 281-723-2791.